Too much personal debt? We can help
At 8ight Financial Corp. we consider ourselves to be a “common sense” lender. By this we mean that we take your loan application and judge it based on its own merits. We determine what you are capable of affording and honestly repaying, and how we can best serve your financial goals. A problem that is all too common for people is that they have too much personal debt. This can hinder them from getting a loan at a bank. Being rejected or forced to pay exorbitant interest rates is something that nobody should ever have to go through. The advantages that 8ight offers are:
Professional counseling for applicants
We have years of experience dealing with the personal loan industry, and this means that we have served thousands of clients whose credit has not been up to the standards of the more strict lending institutions. We will assist you in a friendly and courteous manner, and help you make sense of all of the numbers and percentages. From there, we can help you plan the best course of action.
Clear information
Those who have found themselves in too much personal debt are often there because they were misled by institutions about their services. At 8ight, we only provide clear information plainly spelled out so you know how each and every aspect affects your personal finances and credit. Having a lot of personal debt makes your financial life difficult, but not impossible.
Common Sense
At other lending institutions like banks, you will often get turned down because of past financial issues, even if you can demonstrate the ability to repay. Sometimes you can have great credit, and still not get approved. Our common sense approach means that we will judge the situation as it stands now, and not dismiss you merely because of things that are past and done. If you demonstrate the ability to repay, then you can get approved.
At 8ight Financial Corp, we do all we can to help you achieve your financial goals. We are a private lending institution that isn’t bound by the strict guidelines of the banks. If you have too much personal debt, we can help you still achieve your dreams. Our counseling, clear information and common sense make us the perfect lender to come to when you need extra cash. So contact us today, and see how we can help set you on the right track.
Have You Been Turned Down by a Bank for a Loan?
Being turned down by the bank for a loan isn’t the greatest feeling in the world to say the least, but it’s important to remember that new, stricter regulations have made lending institutions wary of loaning out money and that you have other options to turn to.
If you need cash for personal use or for necessities in an emergency, it can be a real let down when the banks turn you away. 8ight Financial Corp is here to help. Here are some common reasons you may have been turned away and how we can help.
Banks are wary
As we stated above, new regulations have tightened the money lending industry. It just isn’t as free-flowing as it used to be. You may have qualified for a loan a few years ago, changed nothing, and now have been rejected. It is no fault of your own. Don’t take it personally and don’t give up hope.
Your credit score may have dipped
Banks now pay closer attention to credit scores. If your credit score has taken a hit, it is probably the main reason for being turned down.
You don’t have enough stability in your job
Many times, a bank will look to see how long you’ve been with the same company. They like stability. That means a greater chance of getting their money back. If you haven’t been at your job long enough, then there is a chance that they won’t offer you a loan.
What can you do from here?
8ight Financial Corp is a lender that caters to the needs of its very diverse client base and understands that everyone’s needs are unique. We will not subject you to the same stringent criteria as other banking institutions and will work with your background, assets, and experience to come up with the best loan and the right repayment plan for you.
Being turned down by the banks for a loan can be a difficult pill to swallow, but remember it isn’t always your fault, and certainly isn’t a reflection of your personal character. There are many things outside of your control that go into the approval process. It is important to know that you have other options. Visit us on the web today to find out how 8ight can help you get the loan that you’ve been looking for.
8ight Financial Corp. 